The general -ch vs. -tch spelling rule is:
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-ch: following 2 vowels
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-ch: following a consonant
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-ch: at the start of a word
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-tch: following 1 vowel

At the end of a word, the general -ge vs -dge spelling rule is:
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-ge : when following a consonant
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-ge : when following a long vowel*
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-dge: when following a short vowel*
At the beginning or in the middle of a word: the spelling is always -ge.
*Short vowels make a short sound, as opposed to long vowels that make a long sound.

The general -ou vs -ow spelling rule is:
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-ou: at the start of a word
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-ou: in the middle of a word
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-ow: at the end of a word
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-ow: right before a single -l or -n

The general -oi vs -oy spelling rule is:
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-oi: in the middle of word
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-oy: at the end of a word
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-oy: in compound words* originating in short words ending in -oy
*A compound word is a combination of 2 or more words together, creating a new word

The general -ai vs -ay spelling rule is:
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-ai: in the middle or beginning of a word
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-ay: at the end of a word
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-ay: in compound words* beginning with a short word that ends in -ay
*A compound word is a combination of 2 or more words together, creating a new word.

The general -ck, -k or -ke spelling rule is:
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-ck: following a single short vowel*
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-k: following a consonant or double vowels
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-ke: following a long vowel*
*Short vowels make a short sound, as opposed to long vowels making a long sound.
Compound words made with one-syllable words also follow these rules.
